Sianpay
A financial platform built from real problems.
"I don't know how my money is lost." "I don't know how to calculate tax." "I don't know how to report my finances to the government."
These aren't hypothetical user problems. They're the exact questions that built Sianpay.
We started by solving them for ourselves — a personal finance tracker that shows you exactly where your money goes, helps you understand what you owe in tax, and eventually generates the reports your government needs.
That's Flow. It's live today.
But Sianpay is growing into something bigger. The same infrastructure that powers Flow will power a full payment platform — so small businesses, startups, and marketplaces can accept payments as easily as the big players do.
Choose your product
Flow
Personal finance tracker. Know where your money goes, calculate tax, and report to the government.
Payments
Developer API for accepting payments. Charge, refund, webhook. Works globally.
Checkout
Hosted checkout page. Redirect your customer, Sianpay handles the UI and payment.
Links
Shareable payment URLs. Share on WhatsApp or Instagram — no website needed.
Billing
Subscriptions, invoices, and automatic retries for recurring revenue.
Connect
Split payments for platforms and marketplaces. Pay out sellers, take platform fees.